Family
Protect what matters most with insurance solutions for your life, health, and income.
Income Protection Insurance
Our work and income are essential to our financial security. Income Protection Insurance provides financial support if an illness or accident prevents us from working, helping us manage everyday expenses and financial responsibilities during challenging circumstances. Protection Against the Unexpected Our daily lives depend largely on our ability to work and maintain a steady income. However, an unexpected health condition or accident may temporarily or permanently affect our ability to continue working. Income Protection Insurance is designed to provide financial support in such situations, helping individuals and their families maintain financial stability. When Can Income Protection Help? Depending on the insurance plan and its terms and conditions, coverage may include: Inability to work due to illness: When a medical condition prevents you from carrying out your professional activities. Inability to work due to an accident: When injuries resulting from an accident affect your ability to work. Temporary or permanent incapacity for work: Depending on the coverage, eligibility requirements, and conditions of the policy. Financial Security for You and Your Family ALTIUS INSURANCE helps you explore available income protection solutions, so you can find coverage that suits your professional circumstances and financial needs. Protecting your income is an important part of planning for a more financially secure future.
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Life Insurance
Every individual and family has different financial needs and responsibilities. Life Insurance helps provide financial protection for the people who matter most to you, offering a predetermined benefit to designated beneficiaries in the event of the insured person's death, subject to the terms and conditions of the policy. Main Types of Life Insurance Different types of life insurance are available, allowing you to choose a solution that best suits your financial needs and long-term planning. Whole Life Insurance Provides insurance coverage throughout the insured person's lifetime, subject to the policy's terms and conditions. In the event of death, the agreed sum insured is paid to the designated beneficiaries. Term Life Insurance Provides coverage for a specified period, such as 10 years. If the insured event occurs during the policy term, the predetermined sum insured is paid to the beneficiaries. Decreasing Term Life Insurance Provides a sum insured that gradually decreases over the policy period according to an agreed schedule. This type of coverage is designed for financial obligations that decrease over time. Combining Life and Health Insurance Depending on the available options and policy terms, life insurance plans may be combined with primary or secondary healthcare coverage, offering a more comprehensive approach to personal and family protection.
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Health Insurance
Health is one of life's most valuable assets. Private health insurance provides additional options for accessing healthcare services and financial protection against unexpected medical expenses, with plans that can be tailored to your personal and family needs. Healthcare Tailored to Your Needs Private health insurance allows you to choose from different healthcare plans based on your needs, priorities, and financial circumstances. Depending on the plan you select, you may benefit from: Primary Healthcare: Access to medical care and diagnostic services. Secondary Healthcare: Coverage for hospital care and hospitalization. Choice of Healthcare Providers: The ability to choose hospitals, doctors, and diagnostic centers, subject to the policy terms and provider network. Coordination with Public Health Insurance: The option to complement existing public healthcare coverage, where supported by the policy. Flexibility and Financial Protection Available insurance plans offer different coverage options, policy durations, and costs, allowing you to find a solution that better suits your individual needs. Appropriate health insurance coverage can help you manage unexpected and potentially significant medical expenses, reducing the financial burden on you and your family, subject to the terms and conditions of your policy. ALTIUS INSURANCE by Your Side ALTIUS INSURANCE continuously monitors the insurance market and evaluates available options, helping you identify a health insurance plan that suits your healthcare needs and financial circumstances.
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