Business
Insurance solutions designed to protect your business operations, premises, and professional interests.
Liability Insurance
Running a business or practicing a profession involves responsibilities toward third parties. Liability Insurance provides financial protection against compensation claims arising from bodily injury or property damage caused to others through acts, negligence, or omissions, subject to the terms and conditions of the insurance policy. Protection Against Third-Party Claims Unexpected incidents may occur during everyday business operations or professional activities, potentially causing injury or damage to other people or their property. Suitable liability insurance can help businesses and professionals manage the financial consequences of compensation claims for which they are legally liable, to the extent covered by their insurance policy. Main Types of Liability Insurance General Public Liability Insurance Provides protection options for liabilities arising from business operations when third parties suffer bodily injury or property damage on business premises or in connection with business activities. This type of insurance may be relevant to businesses such as: Cafés and restaurants Hotels and tourist accommodation Hair salons and beauty centers Retail shops and other commercial premises Professional Liability Insurance Designed for professionals who may face compensation claims from clients or third parties arising from acts, errors, or omissions in the course of their professional activities. Examples of professions include: Doctors Accountants Architects Pharmacists Lawyers Available coverage varies depending on the profession and the terms of the selected insurance plan. Product Liability Insurance Provides insurance protection options against compensation claims arising from bodily injury or property damage caused to third parties by defective products. This insurance may be relevant to businesses involved in: Manufacturing products Importing products Trading or distributing products Employers' Liability Insurance Addresses potential employer liability arising from workplace accidents in which employees suffer bodily injury while performing their work. Coverage is subject to the policy's terms and conditions and the circumstances under which the employer may be held liable. Liability Insurance Solutions from ALTIUS INSURANCE Every business and profession has different responsibilities and faces different types of risk. ALTIUS INSURANCE helps you explore available liability insurance solutions and select a plan suited to the nature of your business or professional activities. Available coverage, compensation limits, conditions, and exclusions are determined by the terms of each individual insurance policy.
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Renewable Energy Insurance
Investments in renewable energy require specialized insurance protection throughout both the construction and operational phases. Drawing on its experience working with companies in Greece's renewable energy construction and investment sectors, ALTIUS INSURANCE offers insurance solutions for solar photovoltaic and wind farms, tailored to the requirements of each project. Insurance Protection Throughout Your Investment Developing a renewable energy project represents a significant investment, with different risks arising during construction and operation. From installation work to the ongoing operation of a solar or wind farm, suitable insurance coverage can help protect equipment, infrastructure, and the financial value of the investment. ALTIUS INSURANCE helps you explore available insurance solutions, taking into account your project's technical characteristics, size, and stage of development. Insurance During Construction During the construction and installation of a renewable energy project, unexpected incidents may affect construction activities and the equipment involved. Available insurance solutions include: Erection All Risks Insurance: Insurance protection options for risks associated with the assembly and installation of project equipment. Contractors' Plant and Machinery All Risks Insurance: Protection options for machinery and equipment used by contractors during construction activities. Insurance During Operation Once construction is complete, insurance protection remains important for the operation and long-term value of the investment. Available insurance options include: Fire and Allied Perils Insurance: Protection for installations against fire and other specified risks covered by the policy. Machinery Breakdown and Loss of Profits Insurance: Coverage options addressing machinery breakdown and associated financial losses, subject to the terms and conditions of the policy. Available coverage, insurance limits, and exclusions depend on the selected insurance policy. Specialized Solutions from ALTIUS INSURANCE With experience in the renewable energy sector, ALTIUS INSURANCE helps you evaluate available insurance options for your solar photovoltaic or wind farm. Our goal is to guide you toward suitable insurance protection that reflects the specific requirements of your project, from construction through to commercial operation.
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Shop Insurance
Your shop is more than just a business premises. It represents your hard work, supports your professional ambitions, and provides an important source of income. Shop Insurance helps protect your business against unexpected risks, allowing you to safeguard what you have worked to build. Protecting Your Business Operations Running a retail shop requires continuous effort, time, and financial resources. An unexpected event may cause damage to your premises or business assets, potentially affecting your day-to-day operations. Suitable insurance coverage can help manage the financial consequences of such events, subject to the terms and conditions of the policy. What Can Shop Insurance Cover? Depending on the insurance plan and your business needs, coverage may include: Building: The premises in which your shop operates. Contents and Equipment: Furniture, machinery, and other equipment used in your daily business operations. Stock and Merchandise: Products and inventory belonging to your business. Building Improvements: Alterations, fittings, and installations made to the premises, where covered by the policy. Available coverage and eligibility conditions vary depending on the insurance plan. Insurance Solutions from ALTIUS INSURANCE With experience in commercial property insurance, ALTIUS INSURANCE helps you explore available plans and select an insurance solution tailored to your business needs. Our goal is to help you protect your professional investment through reliable insurance options at competitive rates.
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Building & Equipment Insurance
Your business premises and equipment are valuable assets that support your daily operations. Building & Equipment Insurance offers protection options against unexpected risks that may cause property damage and disrupt your business activities, helping you safeguard your professional investment. Protection for Your Business Premises Every business, regardless of its size or industry, relies on its premises and equipment to operate effectively. Whether you run an office, medical practice, retail shop, restaurant, tutoring center, school, or another type of business, suitable insurance coverage can help protect your investment and manage the financial consequences of unexpected events. ALTIUS INSURANCE helps you explore available insurance plans, taking into account your property's characteristics, equipment, and specific business requirements. Indicative Insurance Coverage Depending on the insurance plan, selected coverage, and policy terms and conditions, available options may include protection relating to: Fire Weather-related events Theft Glass and mirror breakage Explosion Civil disturbances Terrorist acts Electrical installations Electrical equipment Business premises contents Escape of water from pipes Stock and merchandise Loss of profits Earthquake Impact damage These are indicative coverage options and are not necessarily included in every insurance policy. The extent of protection, coverage limits, conditions, and exclusions are determined by the terms of each individual policy. Insurance Solutions Tailored to Your Business Protecting business premises requires careful consideration of the building's value, equipment, contents, and the specific requirements of your operations. At ALTIUS INSURANCE , we help you compare available insurance options and select a plan suited to your business needs and financial circumstances.
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Cargo & Transport Insurance
The transportation of goods is an essential part of many business operations and involves a range of unexpected risks. Cargo & Transport Insurance offers insurance protection options for both professional carriers and businesses transporting goods, helping them manage potential financial losses during transit. Protection for Professional Carriers Businesses operating in the transport industry are regularly entrusted with goods belonging to their clients. During transportation, unexpected incidents may result in damage, loss, or destruction of cargo, potentially creating financial liabilities for the carrier. Suitable carriers' liability insurance can provide protection against compensation claims from customers or cargo owners when the insured carrier is held liable, subject to the terms and conditions of the policy. Insurance for Goods in Transit Transport insurance is not only relevant to logistics and transport companies. It is also important for commercial businesses that regularly ship or receive goods as part of their operations. Damage occurring during transportation can lead to financial losses and disrupt normal business activities. Depending on the selected insurance plan, available coverage may relate to risks associated with: Loading and Unloading: Incidents that may cause damage while cargo is being handled. Packaging: Damage associated with the packaging of goods, where covered under the policy terms. Weather Conditions: Damage occurring during transportation as a result of adverse weather. Other Unexpected Events: Risks that may affect the transportation of goods, depending on the selected coverage. These are indicative examples. The scope of protection, applicable conditions, and exclusions depend on the individual insurance policy. Transport Insurance Solutions from ALTIUS INSURANCE ALTIUS INSURANCE monitors available insurance market options and helps you identify suitable solutions for your business activities. Whether you operate in the transport industry or want to protect your company's goods during transit, we help you compare available insurance plans, focusing on reliability, flexibility, and competitive pricing.
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Group Insurance
Your employees are among the most valuable contributors to your company's growth and success. Group Insurance allows businesses to provide additional insurance protection to their workforce, helping foster a sense of security, trust, and a stronger relationship between employees and their employer. A Valuable Benefit for Your Employees Supporting the people behind your business is an important part of a modern and responsible approach to employment. Group insurance can serve as a valuable employee benefit, contributing to a positive working environment while helping strengthen employee satisfaction and trust. Depending on the selected plan, group insurance may also complement public social insurance by offering additional protection and financial support options. Available Types of Group Insurance ALTIUS INSURANCE helps you explore group insurance solutions that can be adapted to the needs of your business and its employees. The main categories include: Group Health Insurance: Insurance options supporting employees' healthcare and medical needs. Group Pension Plans: Solutions designed to support long-term financial planning and retirement savings. Group Life Insurance: Financial protection for designated beneficiaries in the event of an insured employee's death. Group Income Protection: Financial support options in cases where illness or an accident prevents an employee from working. Available benefits, eligibility requirements, and coverage terms depend on the selected insurance plan. Solutions Tailored to Your Business Every business has different requirements depending on its size, industry, and workforce. At ALTIUS INSURANCE , we help you evaluate available options and develop a group insurance solution that reflects your company's priorities and budget. Our goal is to provide guidance in choosing an employee benefit that recognizes the value of your people and supports the long-term development of your business.
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Engineering Insurance
Engineering projects and specialized equipment represent significant investments for businesses. Engineering Insurance offers protection options against unexpected risks that may affect construction projects or the operation of mechanical equipment and electrical installations, helping businesses manage potential financial losses. Protection for Engineering Projects and Equipment The implementation of an engineering project, such as building construction or infrastructure development, requires substantial financial resources, specialized personnel, and careful planning. At the same time, mechanical and electrical equipment plays an essential role in the daily operations of many businesses. Engineering Insurance helps manage the financial consequences of unexpected events that may cause damage to projects or equipment, subject to the terms and conditions of the selected insurance policy. Main Types of Engineering Insurance Construction and Engineering Project Insurance Provides insurance protection options for projects during their construction phase, including: Building construction Construction projects Infrastructure projects Depending on the policy, coverage may help address damage arising during the execution of a project, subject to the specified insured risks, conditions, and exclusions. Mechanical Equipment Insurance Mechanical equipment is essential to the operation of many businesses and professional activities. Depending on the insurance plan, available coverage may include damage associated with: Explosion Short circuit Operator error Earthquake Electrical Equipment Insurance As businesses increasingly rely on technology, protecting electrical installations and systems becomes particularly important. Indicative insurance coverage options may relate to events such as: System breakdown Equipment breakage Operator error Earthquake The risks listed above are indicative. Coverage availability, limits, and exclusions depend on the selected insurance policy. Engineering Insurance Solutions from ALTIUS INSURANCE ALTIUS INSURANCE helps you explore available insurance solutions, taking into account the nature of your engineering project, the characteristics of your equipment, and the specific requirements of your business. Our goal is to guide you toward suitable insurance protection for your business investments and equipment.
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Every need is different. Get in touch and let us help you explore the insurance solution that suits you best.